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All FAQs
Repayment & Privacy
Loan Details
Loan Application Process
General Information
You can apply for loans ranging from £100,000 to £350,000 GBP.
We adhere to Hong Kong's data protection laws and host our servers with AWS, ensuring your data is fully protected.
We charge the interest upfront, so you will not need to make any further payments until the second payment date.
Yes, you can repay your loan early without any penalties.
The value of your property will be assessed by a RICS chartered surveyor for an accurate valuation.
Currently, our asset-backed loans are available for buy-to-let properties in the UK and rental properties in Hong Kong.
Our loans have an interest rate of 1% per month.
Traditional banks primarily review your credit history and financial situation when processing a loan application. In contrast, asset-backed loans prioritise the value of your assets, which usually gives you as a borrower more flexibility.
An asset-backed loan focuses on the value of your collateral assets rather than your credit history. This means that if you have missed a few credit card payments, we still consider your overall asset value.
For the time being, we offer buy-to-let short-term property loans and equity release on existing cash-bought properties.
You can receive funding in as little as 10 days after your loan application is approved.
There are no upfront fees until we are ready to carry out a property valuation.
You will need to submit an enquiry through "Apply Now" and provide your ID/Passport, proof of residency, main bank account statement, proof of assets, proof of income (if any), property exchange contract (for off-plan purchases), and a TransUnion credit report.
Most likely, yes. However, you will need to contact our support team to confirm your eligibility.
We have now opened our doors to international clients, except UK residents. However, Hong Kong residents remain our primary focus.
You will receive the first indication of your loan approval status within 24 hours. Then the loan approval time will be around 5 days. As soon as the valuation report is returned from the surveyor we are able to make a decision.
We offer 24-hour customer support to assist you with any questions or concerns throughout the loan process.
GOGOPROP is asset-focused lender. We offer a faster, more efficient, and more flexible approach to property lending compared to traditional banks. Our streamlined processes and focus on asset value over credit history set us apart.
No, GOGOPROP is not a bank. We are a asset-focused lender, dedicated to providing tailored financing solutions specifically for property investments.
Applying for a loan with GOGOPROP is done digitally and the process is very simple and straightforward. Just click on "Apply Now" to start your application or press here.